Vision RX20 The Spanish conquistadors banned the cultivation of quinoa because of its native religious nature. Instead, the Incas were forced to plant wheat. Quinoa became little known outside native Health Andean communities.Bad credit is the biggest hindrance to quickly having your dream house, your dream car, or your dream business. Lending companies aren't much fond of people with bad credit scores, from the fact that they might not be able to pay. In other words, you don't have a say in it. You don't get to tell them that you would work hard to make sure you pay them on time. To them, what matters is whether they think you could.